Debt & Money Smarts

For gorgeous flowers every time, “keep your order clean and simple,” says New York floral designer Olivier Giugni, owner of L’Olivier Floral Atelier. Stick to one type of bloom (such as red tulips or irises), then request that the florist skip using filler or greens. “And say that you just want a mass of flowers in a simple glass vase with clean lines,” he recommends.